By Jolene Inman, Tree Care Guides Author Updated October 2026
Before hiring a tree service in Tampa, ask for proof of liability and workers' compensation insurance, a written quote that spells out the method, permit, stump and cleanup, and who will assess the tree. Avoid anyone who recommends topping, uses climbing spikes on trees you are keeping, or wants a large payment up front after a storm.
Anyone with a chainsaw and a truck can call themselves a tree service, and after every big storm Tampa Bay fills up with crews nobody has heard of before. Most homeowners hire a tree company only once every few years, so there is no reason to know what good looks like. The questions below are the ones worth asking every time, whoever you call, including us.
Insurance first, before anyone climbs
Tree work is one of the most dangerous trades there is. If an uninsured worker is hurt on your property, or an uninsured crew drops a limb through your roof or your neighbor's, the bill can land on you. Ask for certificates showing general liability coverage and workers' compensation, and check that the dates are current and the business name matches the company you are hiring.
A legitimate company expects this question and answers it without fuss. Hesitation, excuses or a promise to send it later is your answer. If the job involves a crane or work near power lines, ask how those parts are handled and by whom, since they carry the highest risk of all.

Who is actually going to assess the tree
Ask who will look at the tree and decide what it needs. For routine pruning and straightforward removals, an experienced foreman is often enough. For a tree you think may be dangerous, especially one you hope to remove without a local permit, the documentation Florida law accepts must come from an ISA-certified arborist or a Florida-licensed landscape architect.
Be cautious of anyone who diagnoses a tree from the curb or over the phone and recommends removal without walking around it. A good assessment looks at the base, the trunk and the crown, and ends with a reason you can understand.
A written quote that spells out the job
The quote should say how the tree comes down, whether a bucket truck or a crane is involved, who files the permit, whether stump grinding is included, what happens to the wood and brush, and what cleanup looks like. Two quotes that differ by thousands often describe two different jobs; spelling out the scope lets you compare them honestly.
Ask how the crew will protect what is underneath: the roof, the pool cage, the fence, the lawn. Our cost guide covers the lines most often left off cheap quotes.

Want answers to these questions from us? Call any hour and ask them.
Call (813) 548-5624Permits: who files them, and when
Inside the City of Tampa, removing most trees 5 inches or more across needs a permit, pruning trees 24 inches or more across needs one too, and Grand Trees of 32 inches or more need public notice. Unincorporated Hillsborough County runs its own permit, and Temple Terrace, Pasco and Pinellas each have their own thresholds.
A good company tells you which rule applies and files the permit before booking the work. A crew that says permits are not needed for a big oak inside city limits, or offers to cut quickly before anyone notices, is putting the fines on you.
Pruning red flags: topping and spikes
Topping, cutting the whole crown back to stubs, is never good pruning. It leaves wounds that rot, and the weak shoots that grow back are more likely to break than the original limbs. Anyone who recommends topping a tree to make it safer does not know how trees respond to cuts.
Climbing spikes are for trees coming down, not for trees being kept. Every spike hole is a wound, and on palms those holes never heal. Ask how the crew climbs trees that are staying. Good pruning is barely visible from the street: the tree looks like itself, just lighter and cleaner.

After a storm: avoiding door-knockers
After a hurricane, crews go door to door offering fast removal for cash or a large deposit. Some are fine; many are not insured, not local and gone before problems show up. Be wary of anyone who wants most of the money before work starts, pressures you to sign on the spot, or cannot give a local address and a phone number that someone answers.
Take photos, call your insurer, and call a company you can reach again next month. A tree on the house is urgent, but a few minutes spent checking who you are hiring is always worth it.
Local, reachable and answering the phone
The most useful thing a tree company can do after the job is pick up the phone. Ask where the company is based, who you call if something goes wrong, and whether anyone answers after hours. Tree emergencies do not keep business hours.
At Resolute Tree Care our phones are answered 24/7 from a Tampa service office and a Hudson head office, and the same line handles a pruning question on a Tuesday afternoon and a tree on the roof at 2 a.m. Whoever you choose, make sure you can reach them when it matters.

Hiring questions
General liability and workers' compensation, with current dates and the right business name.
Yes, with the same description and an in-person look at the tree each time.
No. It weakens the tree and leads to rot and weak regrowth.
The tree company, before the work is scheduled.
Be wary of large deposits, especially from crews knocking on doors after storms.
For formal risk documentation under Florida law, yes; for routine work, experience matters most.
Keep the quote, the insurance certificate and the permit together until the job is done.
